Cartrefi Cymru
Supporting staff to a brighter financial future.
The ethical payroll scheme that builds financial wellbeing for Welsh workers, communities and organisations.
Moneyworks Wales is a collaboration of not-for-profit financial cooperatives, working together to build a brighter financial future for Welsh employees.
We offer affordable loans and straight-forward savings, helping to drive money back into the local communities we serve.
Read moreSupporting the financial wellbeing of Welsh workers with ethical savings and loans direct from salary.
Make your money work for you.
Use our money tips and budgeting tools to make your money go further, set goals and take the stress out of managing your money.
Hacks, tips and money-saving hints that help you control your finances.
Whether you’re putting money aside for a special occasion, a rainy day or your working to reduce your debts, we’ve put together some suggestions that will help make your money go further.
Calculators and budgeting tools to help you manage your money.
From planning for parenthood, saving for Christmas to managing your bills, we’ve teamed up with the Money and Pensions Service to bring you a set of tools that help you navigate the financial milestones of life.
With 150+ payroll partners across Wales, Moneyworks is the free staff perk that boosts financial wellbeing.
Did you know that one in four workers report that money worries have affected their ability to do their job according to the CIPD.
Case Studies
No cost to employers, fuss-free for staff, find out why so many employers in Wales are signed up to Moneyworks.
